First
Interpret the recommendation
Read what the report or route actually means before you treat it like a project brief.
Quote checklist
MSFH quote signing checklist: questions to ask before you sign
Before you sign, use this checklist to catch bad license fit, scope drift, permit gaps, and buried extras.
How to use this page
Interpret first, then stress-test the quote
Use the guide to slow the quote down and check fit, scope, and documentation before you commit.
Next
Choose the first project
Keep scope tight and decide which improvement deserves the first contractor conversation.
You are here
Prepare the quote path
Use the checklist and contractor type only after the recommendation and scope are clear.
Quick answer
If the recommendation is clear but the quote still feels fuzzy, do not sign yet. Verify contractor type, scope, permits, and extras first.
Use this page when
Use this once the recommendation is clear and a real quote is in front of you.
Ask these before you sign
Questions that should have clean answers on a real quote
If the contractor cannot answer these clearly, the quote is not ready to sign yet.
Check 1
Which exact recommendation on my report is this quote solving?
Check 2
Which line items are required for the eligible mitigation work, and which ones are optional?
Check 3
What license fits this scope, and who will actually pull the permit?
Check 4
Who is responsible for inspections, permit closeout, and any final paperwork tied to payout?
Check 5
What part of this price is for mitigation work versus upgrades I chose for myself?
Check 6
If the home is attached, what keeps this quote inside the narrower attached-home scope?
Check 7
What documents will I have in hand when the work is done?
Check 8
What would make this scope expand later, and where would that change order show up?
Key takeaways
What to verify before you sign
- The homeowner still owns contractor choice.
- The program does not maintain an authorized contractor list.
- A clean quote explains the eligible scope instead of burying it.
What not to assume
Do not let the quote outrun the recommendation
- Do not assume any quote mentioning the program is grant-aligned.
- Do not assume permit closeout will take care of itself.
- Do not assume a generic roofer and a retrofit specialist solve the same problem.
Next steps
Move back into the core routes
- Verify the recommendation category.
- Check license fit and permit handling.
- Separate eligible mitigation work from optional extras.
Related routes
Compare the routes that shape the quote
Why this page is careful
Built from current official pages, then narrowed to one safer next step
- Fresh rules first: current official pages beat stale PDFs and old flyers.
- One page, one question: each page should solve one homeowner decision cleanly.
- Risk check: when scope is fuzzy, the page slows the decision down instead of pushing a sale.
What this page is not
Independent guidance, not official approval
This page is an independent guide. It is not the program, not a government office, and not legal, insurance, or contractor advice.
Official source stack
Current official sources behind this page
Choosing a licensed contractor
The homeowner must choose and manage the contractor.
Working with a contractor flyer
The old authorized contractor list ended and homeowners should compare quotes and documents themselves.
Building permits responsibility
Permits still need to be obtained and closed before final inspection.
Next action
Get the signing checklist
Use this if you want a cleaner next step before you collect more quotes or sign anything.